Disclaimer & how this works
Clear and honest, because you deserve that when things are hard.
What Stay Steady is
A free, mobile-friendly directory that helps households find help stabilizing essential expenses — rent, utilities, internet/phone, transportation, childcare, health coverage, legal aid, and debt counseling — in the Philadelphia, South Jersey, Baltimore, Maryland, and Delaware region, with links to official programs and verified nonprofits.
What Stay Steady is not
- Not a funder, government agency, law firm, or financial advisor.
- Not a guarantee of payment, benefits, eligibility, or the speed of any aid.
- Not a provider of legal, financial, tax, medical, or insurance advice. Our guides are general information only.
- Not a collector of your personal or financial data — there are no accounts and no tracking of individuals.
Where listings come from
Listings are built from official program pages, verified nonprofit sources, and community submissions we review. Each has a last-updated date and a source link. Entries marked "Sample" are placeholders to demonstrate the site and are not verified — they must be replaced with confirmed programs before public promotion.
Protect yourself
Applying for public assistance is free. Never pay a company that promises to "get you benefits," and share sensitive documents or Social Security numbers only through official program channels. Be cautious with for-profit "debt relief" that charges high fees — start with nonprofit counseling.
Corrections & privacy
Anyone can report an error via the correct-a-listing form. No accounts, no ad trackers, no sale of data. Form submissions open your own email and are used only to maintain the directory.
Emergencies
For immediate danger, call 911. In emotional crisis, call or text 988 (Suicide & Crisis Lifeline). For urgent help with rent, utilities, food, and more, dial 211.
Liability
The site is provided "as is," without warranties. To the maximum extent permitted by law, we are not liable for decisions made based on directory information, for the acts of any listed program, or for the content of external sites we link to.